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Displaying 33-40 of 288

Interest Rate Subsidies and Savings Behavior in Kenya

A randomized evaluation in rural Kenya found that offering higher short-term interest rates on a savings account substantially increased bank account use two and a half years for after the promotional rate ended. Offering the interest rate promotion on individual bank accounts also increased...

Increasing Financial Inclusion among Religious Individuals in Jordan

Nour Shammout
Researchers partnered with Tamweelcom, a microcredit institution in Jordan, to estimate the demand for loans that comply with Islamic law (sharia-compliant loans).

Decreasing Mobile Money Vendor Misconduct through Information Sharing in Ghana

In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

School Fee Loans to Increase Students Educational Outcomes in Uganda

Researchers are evaluating the impact of a digital school fee loan, with and without a direct repayment incentive, on repayment rates, households’ well-being, and students’ educational outcomes.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

The Impact of Mobile-Linked Savings Accounts in Sri Lanka

Researchers evaluated the impact of bank accounts that allowed mobile deposits on savings behavior in Sri Lanka. Few account holders used the service frequently, even when offered for free. Mobile-linked accounts increased savings deposits with the partner bank and formal banks more generally but...